Credit Repair Tips

Credit is hard to grasp for a lot of people because it’s not something you can see, feel, or touch. Even so, it plays a huge role in our finances and gives us the ability to do things we need to do like rent an apartment, buy a car, or even just take out a […]

Your credit score decides a lot about how stable your financial future can be. This number decides if you can buy a car, purchase a house, and sometimes whether or not you get a job. Credit is nothing to mess around with, but it’s also a complicated thing. People will low credit scores or bad […]

Deciding whether to hire a credit repair firm, or doing it yourself, depends a lot on your willingness to work, as well as your ability to be organized and follow through on the process. First you will need a copy of your credit report and credit score from each of the three major credit bureaus. […]

Are you suffering from poor credit scores? You’re in luck, because there are a number of proven methods to help you learn how to fix your credit fast. The advertising industry really knows consumer psychology. Everywhere we turn, there are things vying for our money. Tantalizing things, deals that we just can’t pass up. So […]

In today’s fast moving world, it is almost impossible to do business without using credit cards. Even the smallest transactions are made easier and faster by having a credit card. Our introduction to credit cards will help you compare credit cards, their offerings and find the right online application forms. Let’s now go through the […]

This handy credit card payoff calculator can help you find out how much you are really paying for using your credit cards and how long it will take you to pay off your balance. Consumer Reports Surveys show that only about 54% of cardholders pay their balance in full each month. In fact, according to […]

Here are the basic steps to prepare for credit counseling: Make the initial contact Prepare a draft of your current household budget Gather together: payroll stubs (last one for each income source) Last 2 years of tax returns Copy of last received billing statements on all debts, utilities, mortgage, car payment, etc. Prepare a list […]

The major difference between Consumer Credit Counseling Services and Debt Consolidation Companies is that with CCCS, creditors commonly pay fees to CCCS because they would rather get some money on your debt, than run the risk of receiving nothing. You may be charged a nominal monthly fee of anywhere from $5 to $45 for CCCS […]

Get ready to use these free credit repair tips to rebuild your credit and get financing! If you have used one of your available debt relief options, then credit repair is probably a priority. The first step to recovering from financial difficulties is to begin improving your credit report. Delinquent payments, bad credit, and foreclosures […]

You need to get your debt under control, and using your credit file for debt management is a good way to start. You should review your credit file at least every six months. The obvious reason is to see what is there, and if anything needs to be corrected. Keeping a watchful eye on your […]