Debt Tips

Share Your Worst Money Mistakes Stories Here and Help Others Avoid the Pain of Learning the Hard Way! I’ve done it, you’ve done it, we’ve all done it … spent money and then realized that it probably wasn’t the smartest thing to do. Maybe you are even a little embarrassed about throwing away your hard-earned […]

Being able to use our sample settlement of debt letter puts you squarely on the path to getting out of debt. But, first, you really need to evaluate your finances, and understand what you can and cannot afford to do, before you make an offer to a creditor. This free help writing a debt settlement […]

This minimum payment credit card calculator will show you how much interest you will end up paying as well as the number of months/years it will take to pay off your balance if you make only the minimum required payment on your credit card bill. Credit Card Minimum Payment Interest Calculator V2 This calculator will […]

Managing your spending? You’ve seen it everywhere… Track Your Spending… and it sounds like a good idea but how do you do it where it doesn’t take all day? Here are some tips on managing your spending that will help you understand the process that will only take 10 minutes a day to help you […]

Have you resigned yourself to the idea that it’s impossible to have a debt free Christmas? It seems the holidays get more expensive every year and it can be hard to keep up with expectations. Even stocking stuffers have become outrageous, with small novelty items being replaced by expensive high-tech gadgets. One mother admitted that […]

We find debt counseling counselors to be a wonderful tool to help you understand your debt problems, solve them, and move on. Considering that financial hardship is so widespread today, taking the steps necessary to understand and resolve these issues in your own life is the only way to really be successful in debt management. […]

I run my own business and it went through a bad patch for about 10 months and my bank, instead of trying to help, made things much worse. It started out because I went overdrawn, only by about £200 but it was for a 30 day period. My bank decided that because I was a […]

Once you know what is in your FICO score, you can take steps to improve your credit rating. Learn how here … The first step in improving your FICO score is to understand where your financial information fits into the calculation of this primary rating system. There are five primary calculations used in determining what […]

Banking fees can add up quickly, but our top 10 smart money tips for banking will give you simple steps on how to reduce banking fees and decrease transaction costs. It’s your money; keep more of it for yourself. There are a few ways that you can save money while you are banking. In a […]

Reducing debt may not be your first priority until you find yourself facing financial troubles due to overspending or poor money management. Lenders use basic guidelines when reviewing your finances and, if you exceed recommended limits for each category, you are likely to be denied further credit. And, if you keep letting your debt snowball, […]