Our goal is to remove the mystery about these programs, answer your questions and help you find the right debt relief for your personal financial situation. To that end, here is a listing of commonly used terms to help you understand more about consolidating debts. AICCCA he Association of Independent Consumer Credit Counseling Agencies is […]
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Should You Consolidate Debts?
If you are wondering if you should consolidate debts as a possible debt solution, it is important that you understand the options available. Consolidation involves combining multiple debts into a single monthly payment, making it easier and more affordable for you to meet your financial obligations. Consolidating debt is one of many ways you can […]
Budgeting Guidelines
The financial community uses budgeting guidelines when reviewing or approving credit. If you do not fit within these parameters, your application could be denied or you may be considered a greater risk and will be required to pay much higher interest rates. Lenders use these budgeting guidelines because they represent wise spending and smart money […]
Adjustable Rate Mortgages Explained
Take a moment to have adjustable rate mortgages explained plainly for you. In today’s home loan arena, ARMs are taking some heat. Find out why. Definition of adjustable rate mortgage One type of mortgage loan available is the adjustable rate mortgage or ARM for short. An ARM is nothing like a fixed rate mortgage where […]
How To Tell What You Can Afford
Most times understanding how to tell what you can afford… and what you can’t, isn’t looked at objectively. I mean, you have a desire or want for a particular consumer item, so people have a tendency to justify being able to afford that item. It could be a new car, television, whatever … and let’s […]
Know the types of credit cards and their features.
Different Types of Credit Cards and Features The more credit card companies appear on the market, the more credit cards you have to choose from. Although they offer a huge range of different deals, you need to look for the one and only that will work best for you. Knowing the features and types of […]
10 tips to save gas. More gas saving ideas for your budget!
You need these 10 tips to save gas. With gas prices so high, there is no time to sit and wish that the economy is going to get any better. There are many ways that you can budget your gas spending and save gas all the way around. With these gas saving ideas, your bank […]
Student Credit Card Offers Where are they now?
Easy access to student credit card offers has led to an escalating amount of debt among teens. However, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) introduced new laws that will make it harder for students to qualify for credit cards. These new laws aim to reduce student credit card debt. About […]
Stop credit card debt with free debt management tips.
In order to avoid generating an astounding quantity of debt, read the following suggestions that will allow you to keep credit card balances under control. You can stop credit card debt by managing your credit with free debt management tips. Credit Card Debt Management Tips First of all, the best practice to alleviate your debt […]
Finding poor credit to prepaid credit cards, even secured business credit cards.
Good credit opens a world of options; but what if you don’t have that? Finding poor credit, prepaid and secured personal and business credit cards isn’t hard. Let’s learn about the various types of credit cards available today. The options offered by different credit cards depend on what your requirements are. You will obviously consider […]