Uncategorized

We are all seeking practical money-saving tips that will change our lives. Let’s face it, inflation is up while earnings are at an all-time low! There has to be some median where we can get and enjoy the things that we need and want, while at the same time, having money left over to handle […]

When looking for a personal loan for bad credit, it is important you know what your borrowing options are, the fees the lender will charge, as well as the payment terms and interest rates. Here are some tips for finding signature loans when you don’t have perfect credit. Types of unsecured loans include: personal loan […]

When it comes to deciding how to create a system to get out of debt, there are steps you need to take to prioritize, create and maintain your household budgeting. Instead of feeling lost, frustrated and confused, here are a few tips to help you to prioritize your debt and expenses to get the most […]

Do you know your options for getting out of debt? Debt burden is a highly stressful experience. The worry can make for many wakeful nights. Juggling day to day finances is bad enough without the extra concern caused by overdue debt. There are a variety of things that contribute to out-of-control debt. Poor financial management […]

Applying for a no credit credit card isn’t hard when you know where to look and how to apply. When applying for a credit card or a loan, a lack of credit history might prove to be a problem just like the presence of bad credit. In fact, in the apparently strange world of credit, […]

New laws for student credit cards make it more difficult for teens to obtain credit. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) was introduced to bring about more responsible borrowing and encourage more accountability in debt management. Since many credit card companies target vulnerable college-aged students, a large portion of CARD […]

In 2005, new bankruptcy laws were introduced as a result of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Significant changes have been made to the U.S. Bankruptcy Code, and it is important to understand the implications of these changes and what they mean to you when it comes to your bankruptcy options. 1. […]

Negotiating debt settlement can be intimidating, especially if you have been dealing with the fear tactics employed by aggressive collection agencies. While you can enlist the help of professional debt settlement services, doing it yourself is really not that difficult if you follow a few helpful tips. If your bills are piling up and you […]

Recent laws may allow for the late mortgage payment help you have been looking for and provide the debt relief solutions you need to change your financial situation. New legislation that eliminates the tax implications of foreclosures and short sales. Are you one of the countless victims of a struggling economy and now find yourself […]

How do teens learn personal budgeting and money management? Children need to learn the importance of budgeting early on. Money management for teens has historically been the responsibility of the parents; however schools have begun offering courses in this area. There are also workshops available for teens to learn this skill. So what is the […]