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Probably the best credit card debt advice is to use a strategy when repaying debts. Using the best debt reduction strategy can mean hundreds, possibly thousands, of dollars in your favor. Make a list of all your debts, along with the balance and interest rate of each. You might need to hunt for this information, […]

Going through credit card applications isn’t a minefield but there are a few things you need to know to find your way to easy credit cards. How To Navigate The Application Process Great, you found the 0% credit cards you were looking for! Now what? What logically follows after having decided to obtain a card […]

There are many cheap ways to travel that will change your life on vacations. Each year, millions of individuals travel to various parts of the world for one reason or another. Travel can be quite expensive. Vacationing can be even more expensive! Here, you will be introduced to ten money-saving tips to change your life […]

The bankruptcy Means Test determines if you must file Chapter 13 or are eligible for Chapter 7. You will be required to apply the test if you are considering filing. It will determine whether your income is low enough for you to qualify to file a Chapter 7. The means test is implemented to prevent […]

How can bankruptcy stop foreclosure? Lately, we’ve been hearing a lot on the evening news about sky-high foreclosure rates, and for good reason. … Did You Know … every 13 seconds another home enters foreclosure in this country, according to the Center for Responsible Lending (CRL)? nearly 1.2 million properties received foreclosure filings in the […]

When deciding between a buy or lease new car, you should consider the pros and cons of each as either is a major financial investment. When determining whether to take out a loan or opt for a lease contract, there are a few factors that you should keep in mind: 1. Finance Amount: When you […]

Occasionally a great budgeting tip can evolve from practical experience. I received an email from a site visitor who shall remain anonymous. After replying to their email, I realized they weren’t the only one who might need the suggestions I offered to help them out in a serious money emergency. This email broke my heart, […]

by Jim (USA) OK, as much as I hate to admit it 😉 here’s my “worst money mistakes” story… In the late 1990’s, when Ty Beanie Babies were hot, I had gotten a few, not even sure why or how. Then I realized that some were very popular and hard to find. So they were […]

Finding the best low rate fixed mortgage will help build equity in your home faster than taking out an interest only loan. Mortgage Tip: A traditional mortgage is an equity builder. This is probably the most recognizable mortgage type. Your parents probably had one. Their parents also most likely had the same type. The single […]

Everyone yells, “BEST CREDIT CARDS HERE” … so much so you have to wonder if they are telling the truth. With so many credit card options being offered to us on a daily basis, choosing the best for you is not always an easy task. In fact, you should go through a series of considerations […]